R. Joseph Landy's Disposal of Citizens Financial Services Inc Shares

On August 4, 2025, R. Joseph Landy, a director of Citizens Financial Services Inc (CZFS), disposed of 20 shares of the company's common class stock. The transaction was reported under Form 4, indicating a change in beneficial ownership. Following this transaction, Landy's total ownership in the company stands at 27,796.1881 shares. The transaction was executed at a price of $0 per share, which suggests it may have been a gift or transfer rather than a sale. This filing provides transparency into the ownership changes of a key insider of Citizens Financial Services Inc.