CZFS

Citizens Financial Services, Inc. is a banking holding company based in Mansfield, Pennsylvania, known for its community-focused approach through its subsidiary, First Citizens Community Bank. The company offers a diverse array of financial products and services tailored for individuals, businesses, governments, and institutional clients, thereby solidifying its strong regional presence. By blending traditional banking practices with innovative technology, Citizens Financial prioritizes customer experience and satisfaction while adhering to prudent risk management protocols, positioning itself for sustainable growth in the competitive financial services landscape.