CZFS

Citizens Financial Services, Inc. is a Pennsylvania-based banking holding company that operates through its subsidiary, First Citizens Community Bank, emphasizing a community-centric approach to financial services. The company provides a comprehensive range of banking products tailored for individuals, businesses, governments, and institutional clients, which reinforces its robust regional foothold. By integrating traditional banking methods with modern technological advancements, Citizens Financial enhances customer experience and satisfaction while maintaining a disciplined approach to risk management, thereby setting the stage for ongoing growth in the competitive financial sector.