Coastal Financial Corporation Q3 2025 Investor Presentation

Coastal Financial Corporation released its Q3 2025 investor presentation, highlighting key financial metrics and strategic initiatives. Total loans receivable increased by $163.5 million, or 4.6%, from the prior quarter, reflecting growth across core lending categories. Total deposits reached $3.97 billion, up $59.0 million, or 1.5%, supported by stable customer relationships and deposit inflows. Core net revenue grew 1.3% from the previous quarter, driven by higher credit enhancement revenue associated with increased provision for credit losses. The company sold $1.62 billion of loans during the quarter, with $1.37 billion of that activity on accounts with previously sold credit card receivables. The company also swept $672.3 million of deposits off the balance sheet for FDIC insurance and liquidity purposes, generating $311,000 in noninterest income. The presentation emphasized the company's focus on advancing future value through positive partner progression and expanding existing partner programs.