LUM JONATHAN - Officer Transactions

On June 24, 2026, Lum Jonathan, Chief Operating Officer of CREDIT ACCEPTANCE CORP (CACC), reported several transactions. Lum acquired 6,000 shares of Common Stock through the exercise of an employee stock option at a price of $333.94 per share. Following this acquisition, Lum disposed of 6,000 shares of Common Stock at a price of $600.00 per share. The net effect of these transactions resulted in a post-transaction ownership of 31,608.6 shares of Common Stock. Additionally, Lum exercised an employee stock option for 6,000 shares of Common Stock, with a conversion or exercise price of $333.94, and acquired 6,000 underlying shares. The post-transaction number of derivative shares owned is 13,500.