Citadel Entities and Kenneth Griffin File Schedule 13G for Upstart Holdings, Inc.

Citadel Securities GP LLC, Citadel Securities LLC, Citadel Securities Group LP, Citadel Advisors LLC, Citadel Advisors Holdings LP, Citadel GP LLC, and Kenneth Griffin have jointly filed a Schedule 13G with the SEC regarding their holdings in Upstart Holdings, Inc. The filing indicates that Citadel Securities LLC beneficially owns 2,992,564 shares, representing 3.1% of the outstanding shares. Citadel Securities GP LLC and Citadel Securities Group LP each beneficially own 4,500,982 shares, representing 4.7% of the outstanding shares. Kenneth Griffin also beneficially owns 4,500,982 shares, representing 4.7% of the outstanding shares. The filing is made pursuant to Rule 13d-1(c) under the Securities Exchange Act of 1934. The reporting persons certify that the shares were not acquired for the purpose of influencing the control of the issuer.