United Bancorp, Inc. Reports 2025 Second Quarter and Six-Month Earnings

SEC Filing 8-K (0001104659-25-073032)

United Bancorp, Inc. (NASDAQ: UBCP) reported its financial results for the second quarter and first six months of 2025. For the second quarter, the company achieved net income of $1,914,000, a 10% increase compared to the same period in 2024. Diluted earnings per share for the quarter were $0.33, also a 10% increase. For the first six months of 2025, net income was $3,786,000, a 1.4% increase year-over-year, with diluted earnings per share remaining steady at $0.65. The company highlighted growth in net interest income, driven by increased loan volumes and higher interest rates, despite rising interest expenses. Credit quality remained strong, with nonperforming assets at 0.60% of total assets. United Bancorp also emphasized its ongoing investments in infrastructure, technology, and new initiatives, such as the Unified Mortgage Division and the development of a new regional banking center in Wheeling, West Virginia, which are expected to drive future growth.