Texas Community Bancshares, Inc. Q2 2025 Financial Results

SEC Filing 8-K (0001558370-25-009988)

Texas Community Bancshares, Inc. reported its unaudited consolidated financial results for the three and six months ended June 30, 2025. The company announced a net income of $678,000 for the second quarter and $1.3 million for the first half of 2025, compared to $348,000 and a net loss of $2.3 million for the same periods in 2024. The increase in net income was attributed to higher yielding commercial loans, improved loan and deposit pricing, and expense management. The company also highlighted investments in new technology and products, including automated consumer loan processes and online account opening. Despite an increase in delinquencies and nonaccrual loans, the loan portfolio remains strong with past due loans at 3.71% and nonaccrual loans at 3.58%. The company's total shareholders' equity increased to $52.9 million, and Broadstreet Bank was well capitalized with a leverage ratio of 11.32%.