Form 4 Filing by Simon Wainwright

This Form 4 filing details transactions made by Simon Wainwright, Exec. Advisor to the CEO of REINSURANCE GROUP OF AMERICA INC (RGA). On March 19, 2026, Wainwright acquired 557 Restricted Share Units and 1609 Stock Appreciation Rights, both settling in common stock. These awards vest in increments, fully vesting by March 19, 2029. The filing was submitted late due to an administrative error. Wainwright has a direct ownership nature in these derivative securities.