Provident Financial Holdings Reports Q1 Fiscal 2026 Results

Provident Financial Holdings, Inc. announced its financial results for the first quarter of fiscal 2026, ending September 30, 2025. The company reported a net income of $1.68 million, a 3% increase from the previous quarter but a 12% decrease compared to the same quarter last year. The net interest margin improved to 3.00%, up from 2.84% in the prior year. Total loans held for investment slightly decreased to $1.04 billion, while total deposits declined by 2% to $874.8 million. Non-performing assets increased to 0.15% of total assets. The company also highlighted its ongoing share repurchase program and consistent quarterly cash dividend.