Ohio Valley Banc Corp Q3 2025 Earnings Report

Ohio Valley Banc Corp reported a consolidated net income of $3,030,000 for the quarter ended September 30, 2025, marking an 11.4% increase from the same period in the previous year. Earnings per share for the quarter were $0.64, up from $0.58 in Q3 2024. For the nine months ended September 30, 2025, net income totaled $11,646,000, a 37.3% increase from the same period in 2024. The company attributed the growth to increased net interest income, driven by higher average earning assets and improved net interest margins. The company also highlighted its participation in the Ohio Homebuyer Plus program, which contributed to the growth in securities and loans. Noninterest income decreased due to losses on the sale of securities, while noninterest expenses saw a modest increase. The company's total assets grew to $1.570 billion, with loan balances increasing by $69 million.