Tracy S. McCormick's Power of Attorney and Stock Transaction

Tracy S. McCormick, a director of MidWestOne Financial Group, Inc., has granted a Power of Attorney to Kenneth R. Urmie, John J. Ruppel, and Celeste M. Yoder to act on her behalf in matters related to SEC filings, including Forms 3, 4, 5, and 144, as well as Schedules 13D and 13G. This Power of Attorney remains in effect until McCormick is no longer required to file these forms. Additionally, on August 4, 2025, McCormick acquired 200 shares of MidWestOne Financial Group, Inc. common stock at a price of $26.83 per share, increasing her total holdings to 93,856 shares.