Insider Transaction Report for Mark Michael Moroz

On July 28, 2026, Mark Michael Moroz, Chief Banking Officer of Live Oak Bancshares, Inc., reported a disposition of 6,100 shares of Voting Common Stock. The transaction, executed at a weighted average price of $42.077 per share, resulted in 12,110 shares remaining in his post-transaction holdings. Additionally, the report details various restricted stock units (RSUs) granted to Mr. Moroz, which represent contingent rights to receive shares of the Company's voting common stock. These RSUs are subject to vesting schedules, with some vesting in installments starting in February and May of 2026, and others in February 2027, all contingent upon his continuous service.