Form 4 Filing for Vyacheslav Kim

This filing details several transactions of American Depositary Shares (ADS) by Vyacheslav Kim, a director at Joint Stock Co Kaspi.kz. The transactions occurred between April 10 and April 13, 2026. A total of 25,467 ADSs were acquired. The reported prices are weighted averages, with individual transactions ranging from $75.00 to $79.54. Notably, these transactions are exempt from Section 16(b) and 16(c) of the Securities Exchange Act of 1934 due to the issuer's status as a foreign private issuer. Following these transactions, Kim's reported ownership stands at 39,345,458 ADSs.