First US Bancshares, Inc. Reports Third Quarter 2025 Results

First US Bancshares, Inc. announced its financial results for the third quarter of 2025, reporting net income of $1.9 million, or $0.32 per diluted share. This represents a significant increase compared to the previous quarter, where net income was $0.2 million, or $0.03 per diluted share. The company attributed the improved performance to a decrease in the provision for credit losses, which dropped to $0.6 million from $2.7 million in the second quarter. Net interest income increased by $0.2 million, or 2.0%, compared to the second quarter, and net interest margin remained stable at 3.60%. The company also highlighted positive developments in its loan portfolio, particularly in the consumer indirect category, and noted that credit issues with two commercial loans have been largely resolved. Total deposits increased by $15.6 million, or 1.6%, during the quarter. The company declared a cash dividend of $0.07 per share on its common stock, consistent with the previous two quarters.