Insider Transaction Report

Askar Tashtitov, President and Director of Freedom Holding Corp. (FRHC), reported the acquisition of 1,000,000 common shares through a bona fide gift from Timur Turlov on September 16, 2026. The transaction, valued at $0, increased Tashtitov's post-transaction shares to 1,142,899. This was reported on Form 4, with the signature date of September 18, 2026. The ownership is direct, as indicated by the ownership code "D" with footnote F1. This filing is classified as an OFFICER_DIRECTOR_CHANGE due to the significant transaction by a key executive.