Finward Bancorp Q2 2025 Financial Results

Finward Bancorp reported a significant increase in net income available to common stockholders for the second quarter of 2025, reaching $2.2 million or $0.50 per diluted share, compared to $455 thousand or $0.11 per diluted share in the previous quarter. The net interest margin expanded to 2.97%, with a tax-equivalent basis of 3.11%. Deposits totaled $1.8 billion, showing a slight increase from the previous quarter. The Bancorp's liquidity position remains strong, with $728 million in available liquidity. Asset quality remained stable, with non-performing loans increasing slightly to $13.5 million. The Bancorp's tier 1 leverage ratio improved to 8.69%, exceeding regulatory requirements.