Form 4 Filing for Gupta Ashwini at ENCORE CAPITAL GROUP INC

This filing details a grant of deferred stock units to Ashwini Gupta, a director at ENCORE CAPITAL GROUP INC, under the 2017 Incentive Award Plan. These units are for services rendered on the Board of Directors and will convert to common stock on a one-to-one basis. The distribution will occur within 10 business days after Gupta ceases to be a board member, specifically after the fifth anniversary of that event. The transaction involves 2,144 shares acquired at a price of $83.95 per share, bringing the total post-transaction shares to 105,636. This is reported on Form 4, with a transaction date of June 22, 2026, and reported on June 23, 2026.