Form 4 Filing for ENCORE CAPITAL GROUP INC

This filing details a transaction by Michael P. Monaco, a director at ENCORE CAPITAL GROUP INC (ECPG). On June 22, 2026, Mr. Monaco was granted 2,144 deferred stock units, which will convert to 2,144 shares of common stock. This grant is part of his compensation for serving on the Board of Directors. The deferred stock units will be distributed within 10 business days after he is no longer a board member. Following this transaction, Mr. Monaco will own 42,256 shares of common stock. The transaction was reported on a Form 4 filing, with a signature date of June 23, 2026.