Encore Capital Director William Goings Receives 2,144 Deferred Stock Units

This Form 4 filing reports that William C. Goings, a director of Encore Capital Group Inc. (ECPG), received 2,144 deferred stock units on June 22, 2026, as compensation for his service on the Board of Directors. The deferred stock units were granted under the company's non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. The units will convert into shares of Encore common stock on a one-for-one basis upon distribution, which will occur within 10 business days following the date Goings is no longer a member of the Board. The transaction price was $83.95 per share, and following this award, Goings holds a total of 15,144 shares. This represents standard director compensation through equity awards rather than a market transaction.