Encore Capital Director Jeffrey Hilzinger Receives 2,144 Deferred Stock Units

This Form 4 filing reports that Jeffrey A. Hilzinger, a director of Encore Capital Group Inc. (ECPG), received 2,144 deferred stock units on June 22, 2026, as compensation for his service on the company's Board of Directors. The deferred stock units were granted under a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. The units will convert to shares of Encore common stock on a one-for-one basis upon distribution, which will occur within 10 business days following the date Hilzinger is no longer a member of the Board. The transaction price was $83.95 per share, and following this award, Hilzinger's total holdings increased to 26,475 shares. The filing was signed by Michael Chin as attorney-in-fact for Hilzinger on June 23, 2026.