Citizens & Northern Corp Executive VP Tracy Watkins Acquires Shares via Dividend Reinvestment

Tracy Ellen Watkins, Executive Vice President of Citizens & Northern Corp (CZNC), reported two acquisitions of company common stock through dividend reinvestment plans in May 2026. On May 15, 2026, Watkins acquired 98 shares at $20.815 per share through a dividend reinvestment plan, bringing her direct holdings to 11,245 shares. On May 20, 2026, she acquired an additional 90 shares at $20.7964 per share through an ESOP (Employee Stock Ownership Plan) dividend reinvestment, increasing her indirect holdings to 6,745 shares. Both transactions were coded as "J" (Other acquisition or disposition) and represent exempt acquisitions under dividend reinvestment plans. The filing was signed by attorney-in-fact Melinda S. Kilburn on behalf of Watkins on May 21, 2026. These transactions demonstrate ongoing equity accumulation by a senior executive through the company's dividend reinvestment programs.