Central Pacific Financial Corp. Q3 2025 Earnings Report

Central Pacific Financial Corp. (CPF) reported its third quarter 2025 earnings, highlighting a net income of $18.6 million, or $0.69 per diluted share. The company's adjusted net income, excluding $1.5 million in pre-tax expenses related to the consolidation of its operations center, was $19.7 million, or $0.73 per diluted share. Key financial metrics included a return on average assets of 1.01%, a return on average equity of 12.89%, and a net interest margin of 3.49%. Total loans increased by $77.4 million to $5.37 billion, while total deposits grew by $32.7 million to $6.58 billion. The company also repurchased 78,255 shares of common stock at a total cost of $2.3 million during the quarter. Additionally, CPF announced a strategic partnership with The Kyoto Shinkin Bank to expand its presence in Japan and foster relationship-building opportunities among small to mid-sized customers of both institutions. The Board of Directors approved an increase in the quarterly cash dividend to $0.28 per share.