Form 4 Filing for Cronin Jane M. at Cleveland-Cliffs Inc.

Jane M. Cronin, a director at Cleveland-Cliffs Inc. (CLF), acquired 3487 common shares on October 1, 2026. These shares were issued in lieu of cash payment for her quarterly retainer, as she elected to participate in the company's Nonemployee Director Retainer Share Election Program at 100%. The acquisition price was $11.47 per share. Following this transaction, Cronin holds a total of 81843 common shares. The filing, designated as Form 4, was signed by James D. Graham under Power of Attorney on October 2, 2026. Footnote F1 clarifies the nature of the share issuance, linked to the retainer payment and the director's election into the share program.