C&F Financial Corporation Director Elizabeth R. Kelley Acquires 217 Shares via Stock Award

This Form 4 filing reports that Elizabeth R. Kelley, a director of C&F Financial Corporation (CFFI), acquired 217 shares of common stock on July 3, 2026, through a stock award transaction. The shares were acquired at a price of $0 per share, indicating they were likely granted as part of director compensation. Following this transaction, Kelley now holds 4,239 shares of C&F Financial Corporation common stock directly. The filing also includes a power of attorney document executed on June 16, 2026, authorizing designated attorneys-in-fact to file SEC forms on Kelley's behalf for Section 16 compliance and Rule 144 matters. This represents routine director compensation activity and compliance documentation.