Ownership Filing for Elizabeth Ann Sarvela

Elizabeth Ann Sarvela, Chief Risk Officer of COASTAL FINANCIAL CORP (CCB), reported a post-transaction ownership of 3,361 shares of Common Stock. This filing, designated as Form 3, details direct ownership. The reported shares include 2,368 restricted stock units (RSUs) granted under the 2018 Omnibus Incentive Plan, with vesting schedules varying from one to four years. Each RSU represents a right to one share of common stock upon vesting. The filing was signed by Melisa Nelson as Attorney-in-fact on April 8, 2026, with the period of report being April 2, 2026.