Form 4 Filing for Carter Bankshares, Inc.

This filing reports a transaction by Jane Ann Davis, EVP, Chief Admin. Officer of Carter Bankshares, Inc. On April 27, 2026, Ms. Davis acquired 1850 shares of Common Stock via restricted stock awards with a 3-year vesting period, fully vesting on April 27, 2029. The transaction code is "A" for acquisition, and the price per share was $0.00, indicating it was an award rather than a purchase. Following this transaction, Ms. Davis holds 13,984 shares. The filing also includes a power of attorney document, appointing specific individuals to act on Ms. Davis's behalf for Section 16 filings with the SEC.