Form 4 Filing for Carter Bankshares, Inc.

This Form 4 filing reports a transaction by Jane Ann Davis, EVP, Chief Admin. Officer of Carter Bankshares, Inc. On April 20, 2026, Ms. Davis disposed of 296 shares of Common Stock at a price of $24.24 per share. Following this transaction, she holds 12,134 shares of Common Stock. The filing also includes a power of attorney document, dated December 18, 2024, appointing attorneys-in-fact to handle Section 16 filings on behalf of Ms. Davis.