Form 4 Filing for James Renee Jo

This SEC filing (Form 4) reports transactions made by James Renee Jo, a director at CITIGROUP INC. On October 1, 2026, Mr. Jo acquired 6.4904 shares of Common Stock valued at $131.594 per share, as a reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors. Following this transaction, Mr. Jo directly owns 1281.2638 shares. Additionally, Mr. Jo acquired 159.7925 shares of Common Stock, also valued at $131.594 per share, which represent deferred shares held by the Issuer for his benefit under the same compensation plan. After this indirect acquisition, Mr. Jo holds 31544.4828 shares indirectly. The filing was signed by Joseph B. Wollard, Attorney-in-Fact, on October 2, 2026.