Form 4 Filing for Ernesto Torres Cantu

Ernesto Torres Cantu, Head of International at Citigroup Inc., reported a transaction on February 20, 2026. He acquired 30,530.50 Performance Share Units (PSUs) with a transaction value of $0.00. These PSUs are performance-based and their payout is contingent on Citigroup's return on tangible common equity and tangible book value per share over a three-year period ending December 31, 2025. The PSUs are expected to be settled in cash around February 28, 2026, with the value determined by the average closing stock price for the 20 trading days preceding January 20, 2026. Additionally, Cantu disposed of 8,041.66 shares of Citigroup Common Stock at a price of $115.55 per share, totaling $930,000. This disposal was to satisfy tax withholding obligations related to the vesting of previously awarded stock. Following these transactions, Cantu holds 147,060.92 shares of common stock directly and 45,835.0 shares indirectly through his spouse.