SEC Filing Summary

Timothy J. Theriault, a director at BREAD FINANCIAL HOLDINGS, INC., was granted 1,638 restricted stock units on June 15, 2026. These units will vest on June 15, 2027. Following this grant, Theriault’s total beneficial ownership of common stock is 27,384 shares. This total includes 10,275 unrestricted shares and various unvested restricted stock units granted between 2016 and 2023, in addition to the new grant.