Form 4 Filing for BREAD FINANCIAL HOLDINGS, INC. (BFH)

This filing details a transaction by St Clair Joyce, a director at BREAD FINANCIAL HOLDINGS, INC. On June 15, 2026, 1,638 restricted stock units of common stock were granted. These units will vest on June 15, 2027. Following this grant, the total number of securities beneficially owned by St Clair Joyce is 11,307, which includes 6,275 unrestricted shares and 3,394 unvested restricted stock units from a previous grant on August 15, 2023.