Banco de Chile Q2 2025 Financial Results

SEC Filing 6-K (0001213900-25-069616)

Banco de Chile reported its financial results for the second quarter of 2025, showing a net income of Ch$304,867 million, a 5.8% decrease compared to the same period in 2024. The decline was primarily due to lower non-customer income and higher operating expenses. However, customer income increased by 2.7%, driven by growth in loan and fee-based income. For the first half of 2025, the bank's net income was Ch$633,811 million, a 2.0% increase year-over-year, supported by higher customer income and lower expected credit losses. The bank also highlighted its strategic initiatives, including digital transformation and cost optimization, which have contributed to its resilience in a challenging economic environment.