BBVA Reports Strong Earnings and Future Growth Projections

SEC Filing 6-K (0001193125-25-169872)

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reported a net attributable profit of €5.45 billion for the first half of 2025, marking a 31% increase from the previous year. The bank's core revenues, driven by net interest income and fees, grew significantly, with net interest income reaching €12.6 billion, up 10% year-over-year. BBVA also highlighted its strong performance in Spain and Mexico, with lending activity and customer funds showing robust growth. The bank expects to achieve an accumulated profit of €48 billion for the period 2025-2028, with an average Return on Tangible Equity (ROTE) of around 22%. BBVA plans to distribute approximately €36 billion to shareholders through dividends and share buybacks, while investing €13 billion in growth initiatives. The bank's CET1 ratio improved to 13.34%, well above the regulatory requirement.