Form 3 Filing for BayFirst Financial Corp.

This filing reports the initial beneficial ownership of Andrew Pardo Wright in BayFirst Financial Corp. (BAFN). Mr. Wright, a director of the company, holds 428,550 shares of Common Stock. The ownership is indirect, with the shares held through ACBAFN, LLC. The report was filed on September 29, 2026, with the period of report being September 22, 2026.