AXIS Capital Holdings Q3 2025 Earnings Release

AXIS Capital Holdings Limited reported its third quarter 2025 financial results, highlighting a net income available to common shareholders of $294 million, or $3.74 per diluted common share, and operating income of $255 million, or $3.25 per diluted common share. The company achieved an annualized return on average common equity (ROACE) of 20.6% and an annualized operating ROACE of 17.8%. The combined ratio for the quarter was 89.4%, with underwriting income increasing by $53 million compared to the same period in 2024. The insurance segment delivered record third quarter gross premiums written of $1.7 billion, representing 11% growth, while the reinsurance segment maintained a solid performance with a 92.2% combined ratio. The company also highlighted ongoing operational improvements driven by investments in data, technology, and AI.