Form 4 Filing for Daniel James White

Daniel James White, a director at ARROW FINANCIAL CORP, acquired 228 shares of Common Stock on September 23, 2026, at a price of $36.97 per share. This acquisition was part of a quarterly director's retainer payment. Following this transaction, Mr. White owns 8478 shares. The filing also notes the acquisition of an additional 16 shares through the Company's Dividend Reinvestment Program (DRIP) since June 17, 2026, which were not required to be reported on a Form 4 previously. This information is furnished to disclose the total holdings of the insider.