Form 4 Filing for Vyacheslav Kim

This filing details several transactions by Vyacheslav Kim, a director at Joint Stock Co Kaspi.kz, involving American Depositary Shares (ADS). Between October 19 and October 21, 2026, Kim disposed of a total of 38,215 ADSs. The sales occurred at weighted average prices ranging from $91.84 to $93.63. Specifically, on October 19, 10,209 ADSs were sold at $91.84 and 4,063 ADSs at $92.58. On October 20, 9,080 ADSs were sold at $93.01 and 222 ADSs at $93.63. On October 21, 4,720 ADSs were sold at $92.40 and 10,021 ADSs at $93.36. Following these transactions, Kim