Form 4 Filing for Frank Simon R.

This filing reports a Form 4 for Frank Simon R., a director at FARMERS & MERCHANTS BANCORP INC (FMAO). On September 18, 2026, Mr. Simon acquired 386 shares of common stock at a price of $35.67 per share. This acquisition represents compensation for July, August, and September 2026. Following this transaction, Mr. Simon owns 3651 shares of common stock directly.