SEC Filing Summary

John C. Gerspach, a director at BREAD FINANCIAL HOLDINGS, INC. (BFH), reported a transaction on October 15, 2026. He acquired 704 shares of common stock through a new grant of restricted stock units, which will vest on October 15, 2027. Following this transaction, his total shares owned after the transaction amount to 50,278. Additionally, 6,000 shares are held by the Gerspach 2020 GST Exempt Trust, where his spouse serves as trustee. The filing also details various unvested restricted stock units granted on different dates throughout 2026 and prior years. This transaction is classified as an equity offering due to the nature of restricted stock units.