Form 4 Filing: Change in Beneficial Ownership

Thomas J. Herzfeld, et al. reported a change in beneficial ownership of Herzfeld Credit Income Fund, Inc. common stock. As of December 18, 2025, the reporting person beneficially owns 7,287,788 shares, representing 45.37% of the outstanding shares. This includes 1,542,799 shares owned individually with sole voting and disposal power, and 5,744,989 shares owned through accounts with shared voting and disposal power. The filing details several open market sales of shares by advisory clients between December 11 and December 18, 2025, with prices ranging from $2.5482 to $2.61. The total number of shares subject to this Schedule 13D filing is 7,287,788.