Ayers Family Reports 13.7% FB Financial Stake

This Amendment No. 2 to Schedule 13D, filed on April 21, 2026, reports a change in beneficial ownership of FB Financial Corporation (FBK) common stock by the Estate of James W. Ayers and its co-executors, James Jonathan Ayers and James Austin McPherson. On April 17, 2026, the Estate distributed 2,250,000 shares of common stock to beneficiaries without consideration. Following this distribution, the Estate directly holds 4,801,841 shares with sole dispositive power, though it retains voting control over 7,051,841 shares until the conclusion of the 2026 Annual Meeting on May 21, 2026. James Jonathan Ayers is reported to beneficially own 7,069,533 shares, representing a 13.7% stake in the company. The reporting persons indicated that the shares are held for individual investment purposes and that they may further dispose of or acquire shares based on future evaluations of market conditions and the company's financial standing. Each co-executor disclaims beneficial ownership of the shares owned directly by the Estate.