USBC, INC. Form 8-K Filing Summary

On July 28, 2026, USBC, Inc. announced a $3.0 million fixed-rate borrowing under its Master Loan Agreement with Payward Interactive, Inc., increasing the outstanding principal to $18.0 million. This loan is secured by Bitcoin collateral and matures on July 28, 2027. The company is also progressing with its multi-phase strategy to launch its USBC tokenized deposit product in collaboration with Vast Bank. Phase 1, involving internal user testing, has been completed, and Phase 2, expanding testing to invited participants, is underway, focusing on commercial readiness. The company has developed USBC Pay for merchant payments and settlements on the tokenized deposit platform, with initial iOS and Android versions available. Future phases aim for broader commercialization and integration into various applications, pending regulatory and other considerations. The company also provided updates on its communication channels for disseminating material information.