SmartFinancial, Inc. Q2 2026 Earnings Release

SmartFinancial, Inc. reported net income of $16.3 million, or $0.96 per diluted share, for the second quarter of 2026. This represents an increase from $11.7 million, or $0.69 per share, in the second quarter of 2025. The company achieved net organic loan and lease growth of $165 million, a 15% annualized increase, and surpassed $6 billion in total assets. Core deposit growth was $83 million, a 6% annualized increase. The net interest margin improved to 3.52%. The company also announced a quarterly cash dividend of $0.09 per share.