Initial Statement of Beneficial Ownership of Securities

This filing is an Initial Statement of Beneficial Ownership of Securities (Form 3) for Michael Vitale, reporting owner, who is the EVP, Head of Commercial Banking at Rhinebeck Bancorp, Inc. (RBKB). The filing indicates that following the transaction, Mr. Vitale directly owns 0 shares of Common Stock. The report covers the period of April 13, 2026, with the signature date of April 21, 2026.