Initial Statement of Beneficial Ownership

This filing reports the initial beneficial ownership of Ting Kin Cheung, CEO and Director of Plutus Financial Group Ltd (PLUT). Mr. Cheung, through his 65% ownership of Divine Star Ventures Limited, directly holds 4,644,000 Ordinary Shares. This indirect ownership is detailed in Footnote 1, stating that Mr. Cheung may be deemed to beneficially own these shares due to his control over Divine Star Ventures Limited. The filing, dated May 15, 2026, indicates no other securities are directly owned by Mr. Cheung at this time.