Rana Gaurav's Ownership Disclosure as Co-PEO and GM of Lending at Oportun Financial

This Form 3 filing discloses the initial ownership of Rana Gaurav, who serves as Co-PEO and GM of Lending at Oportun Financial Corp. The filing reports that as of April 4, 2026, Gaurav directly owns 180,031 shares of common stock, which includes 110,500 unvested restricted stock units (RSUs) from three different grants with vesting schedules extending through December 2028. Additionally, he indirectly owns 25 shares through his spouse. The filing also details five fully vested stock option grants totaling 41,338 shares with exercise prices ranging from $13.26 to $23.65 and expiration dates between 2027 and 2032. The RSUs vest in three annual installments, contingent on continued employment. This filing represents the initial ownership disclosure for an executive officer of the company.