Form 8-K Filing - OppFi Inc.

OppFi Inc. has filed a Form 8-K detailing an investor presentation for June 2026. The presentation, incorporated by reference, may be used in investor and analyst meetings. It contains forward-looking statements regarding the proposed acquisition of BNCCORP, Inc. (BNCC), potential business expansion, and financial outlook for 2026. The company also provided non-GAAP financial measures, including Adjusted EBT, Adjusted Net Income, Adjusted ROA, Adjusted ROE, Adjusted EPS, and Free Cash Flow, with reconciliations to GAAP measures available in the appendix. OppFi is seeking to acquire BNCC to enhance credit access, expand product offerings and geographic reach, reduce regulatory ambiguity, and strengthen its balance sheet. The combined entity aims to become a multi-product banking platform, targeting $500 million in Adjusted Net Income within five years. Financial projections indicate strong profitability and capital adequacy, with significant growth expected in consumer and small business product lines.