Ownership Filing for Andrew Burns

This filing details the ownership of Andrew Burns, Chief Risk Officer, Cayman at Bank of N.T. Butterfield & Son Ltd. As of March 31, 2026, Mr. Burns directly holds 18,566 shares of common stock. The filing also reports on restricted stock units (RSUs) granted to Mr. Burns. These RSUs vest on February 12, 2027, February 10, 2028, and February 9, 2029, contingent upon continued service. Each RSU represents a right to one share of common stock upon vesting. The RSUs do not expire and will either vest and settle or be forfeited/cancelled before their respective vesting dates. The filing indicates no securities are owned otherwise, and the conversion or exercise price for the RSUs is zero.