Initial Statement of Beneficial Ownership of Securities

This filing reports the initial beneficial ownership of securities by Andrew Michael Henton, a director at Bank of N.T. Butterfield & Son Ltd. The report, dated March 31, 2026, indicates that Mr. Henton directly owns 667 shares of the company's stock. The filing was signed on April 1, 2026, under a power of attorney by Tara Hidalgo.