Initial Statement of Beneficial Ownership

Jana R. Schreuder, a director at Bank of N.T. Butterfield & Son Ltd, has filed an initial statement of beneficial ownership (Form 3) as of March 31, 2026. The filing indicates that Ms. Schreuder directly owns 13,235 shares of the company's stock. The ownership details are reported under the issuer CIK 0001653242 and owner CIK 0001328600. The signature date was March 31, 2026, with the filing made by Tara Hidalgo under power of attorney for Ms. Schreuder.